NIH Loan Repayment Program (LRP)

The Loan Repayment Program is a vital component of our nation's efforts to attract health professionals to careers in clinical research. Through this program, doctoral-level clinical researchers with domestic nonprofit or U.S government (Federal, state or local) funding must conduct clinical research for 50% or more of their total level of effort for an average of at least 20 hours per week during each quarterly service period. In exchange for a two-year commitment to their clinical research career, NIH will repay up to $35,000 per year of qualified educational debt, pay an additional 39% of the repayments to cover Federal taxes, and may reimburse state taxes that result from these payments.

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